Importance of Medical Insurance

“If you can’t afford travel insurance, you can’t afford to travel”.

When traveling, many travelers often ignore the need of Travel Insurance. Purchasing an insurance policy is often considered an unnecessary expense, although it can save you a fortune if things go wrong abroad. From covering the cost of accidents to providing a 24 hours’ emergency assistance, Travel insurance can truly be your life saver.

No one wants their exciting trip overseas to go awry, but it’s important to realize that something negative could happen, and in these situations it always helps to be covered by a comprehensive travel insurance policy.

1. Emergency, Medical and Hospital cover

This is the first and the most important reason to buy a travel insurance. Medical expenses can cost any person more than hundreds of dollars. With a travel insurance, you’re safe from spending so much only on your medical treatment.

2. Lost Luggage

Whether parted from your luggage or facing a due in the arrival of your luggage or the loss of any of your valuable things like laptops, mobile phones etc. travel insurance is your only savior. In some cases, even if your luggage is returned to you, insurance policies will cover the clothes or your essentials like toiletries that you had to purchase while waiting for your suitcase.

3. Cancellations

Did you know that good travel insurance companies also cover your trip or flight cancellations? Travel insurance, if bought when you start booking your holiday can cover you for changes in travel plans, such as missing a connecting flight, or worse still, being out of pocket for a holiday you weren’t able to take.

With so many different providers and different levels of cover, it can be hard to know which policy to buy. Always read the cover summary and frequently asked questions on the website, and phone the company to be sure you’ve chosen the policy that’s right for your kind of holiday.